Practice Policies

Dental Insurance is different from Medical Insurance. Please review the insurance benefit booklet you received from your provider to better understand the benefits that are available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your policy.

An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment. Please let us know if you have questions about our financial policies or financing options prior to your treatment.

In addition to being FFS,  we also still take HealthPartners and the providers below.  Due to there always being lots of variables under each of the carriers, patients should call their insurance provider, give the doctors name – Dr. Mary Ann Bunczak or Dr Linda Liu followed by our address to verify we are in network- 1420 Lake Street S, #200A, Forest Lake, MN 55025

For your convenience, we accept payments made with cash, debit cards, Visa, MasterCard, Discover, and American Express. 

We also offer financing through CareCredit®. CareCredit is different from a regular credit card. You can use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards. Click the logo below for more details and to apply.